KPN Consulting is a client-focused consulting firm dedicated to meeting the needs of community banks.
NEW KPN Consulting ALCO Webinar Series
We
will be providing a six-part series on the ALCO Process designed for
those senior managers and Board members desiring enhanced understanding
of this critical process. Each session will last one hour. Our goal is
to educate at the level of our audience and to do so at a reasonable
cost to community bankers.
KPN Consulting is an organization designed to provide quality service to the banking industry at a reasonable price. With that in mind, KPN Consulting provides 5 different services to the banking industry. These services include: (1) assisting organizations enhance their marketing efforts to the banking industry, (2) assisting financial institutions with the enhancement of their ALCO process, (3) assisting financial institutions with the enhancement of their strategic planning process, (4) assisting financial institutions survive today's crisis environment, and (5) working with bank trade associations to provide quality education.
The crisis situation that prevails in our industry today is one that has been observed in the past. As was true in the early 1990's, our industry will overcome these difficulties and move forward into what is likely another era of enhanced profitability. The 1992-2006 period was our exit era from the very difficult 1988-1991 timeframe and one only needs to be reminded of the industry ROA and ROE accomplishments in those years to understand what lies ahead. From 1992-2006, our industry averaged an ROA of 1.00% or greater and an ROE of at least 10% and we believe this era of profitability will be repeated once we exit this crisis period. Our focus continues to be one of assisting institutions emerge from this difficult period and help with what we see as needed enhancement to both the ALCO and Strategic Planning process. We also have a keen interest in showcasing new products and services that will assist our industry in marketing more efficiently to both the retail and wholesale client bases we enjoy.
We have been involved in the banking industry since 1972 and during the past 38 years have been engaged in the key sectors of Business Lending, Credit Administration, Asset Liability Management, and Special Asset Resolution. In addition to the hands on experience of the last crisis in the late 1980's, we have been actively engaged in providing education on these topics for the past ten years. We believe that the experiences of the past 38 years allow us to offer real solutions to our most difficult issues today and we welcome the opportunity to work with you as you see a need. Please do take a moment to review our website to better understand what we can do for you. Thank you.